Thread:DQueenie13/@comment-28813896-20170201020153/@comment-918376-20170201035522

People don't count as items, so no, they can't transport via the Banks. Basically, on the main floor of the Guild Meeting Hall, there's the Bank. Whatever is deposited into the Bank can then be retrieved from another Bank in another Guild Meeting Hall, no matter where it is. But people aren't items, so you can't store a person in there.

Regarding Shiroe, that would be incredibly out-of-character. He's not malicious, simply pragmatic, and he'd view withdrawing other people's money malicious. There's never a reason for him to withdraw anything out of people's Bank accounts, and likely the Kunie wouldn't grant his request, either, offline or not. In any case, he's the kind of person who looks ahead and aims to solve future problems before they arise or close off potential issues. Which was why he went to the Kunie first.

Also, the easiest way around losing memories is to... not die, the end. Which most people are content with, because fighting monsters is a difficult task (thank instincts and all). The only people actively losing memories are the ones who do it on purpose (read: Odyssea Knights).